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Personal Watercraft Insurance

Coverage for Jet Skis, WaveRunners & More

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What is Personal Watercraft Insurance?
Personal watercraft insurance protects your jet ski, WaveRunner, or similar craft from accidents, theft, and liability on the water. Get the confidence to ride, explore, and enjoy every outing.

Ride with freedom—protected on every wave.

Protect your home,

protect your peace of mind.


Cover Your Watercraft From:

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Collision Damage

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Theft & Vandalism

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Liability for Injuries or Damage

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Medical Payments

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Towing & Assistance

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Accessory Coverage

FAQ

What is personal watercraft insurance?
Personal watercraft insurance covers you and your jet ski, WaveRunner, or Sea-Doo against accidents, liability, theft, and damage—on and off the water.
Does it cover everyone who rides?
Policies usually cover any permitted operator, but check for age and licensing requirements. Coverage for passengers is typically included.
Is theft covered?
Yes, theft and vandalism are typically included in comprehensive coverage—just be sure to secure your watercraft when not in use.
Can I add towing or roadside assistance?
Many insurers offer towing and on-water assistance as add-ons. Ask your agent if you regularly trailer your watercraft or ride far from shore.
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